In the aftermath of a fierce storm, the quiet hum of your solar-powered home can be replaced with anxiety. You step outside, scanning your roof for signs of damage. Cracks in the glass, panels hanging at odd angles, or missing parts can be a harsh sight, especially after you’ve invested thousands into a clean energy system. While solar panels are built tough, extreme weather events like hailstorms and hurricanes are relentless. So, what happens when nature wins the round?
Whether you live in a hurricane-prone coastal region or a hail-heavy heartland, knowing what to Do About Solar Panel Damage After a Storm can save you money, stress, and downtime. This guide walks you through exactly how to respond, recover, and prepare for the next storm.
Understanding Storm Risks for Solar Panels
Common Weather Threats to Solar Panels
Modern solar panels are designed to stand up to the elements. But not every storm is created equal. Hurricanes bring destructive winds and torrential rain. Hailstorms can slam panels with ice the size of baseballs. And flash floods may cause ground-level equipment to short out or corrode.
For example, in 2023, Europe saw over 9,600 reports of large hail, some as big as 10 cm in diameter. Even panels designed under the strictest international standards may crack under that level of impact. Add in flying debris from high winds, and the risk grows.
Are Solar Panels Storm-Resistant?
Most solar panels sold today meet IEC durability standards and often carry IP68 ratings, meaning they can resist water and dust infiltration. High-quality models can even withstand hailstones up to 1.75 inches traveling at speeds of 80–90 mph. Still, there’s a limit to what even the toughest panels can handle. Aging panels, poor installation, or extreme storm conditions increase the chance of breakage.
How to Check for Solar Panel Damage After a Storm
Immediate Safety Steps
The first thing you should do is turn off your system. Powering down the system reduces the risk of electric shock and damage from surges. Use the disconnect switch and shut off any breakers connected to the solar system.
Stay cautious. If you notice exposed wires, broken glass, or water near any electrical components, don’t touch anything. Safety should always come first.
Perform a Visual Inspection
Once it’s safe to go outside, perform a quick walk-around. You don’t need to climb on the roof—use binoculars or a drone if you have one. Look for:
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Cracked or shattered panels
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Missing panels or ones that have shifted
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Exposed or loose wiring
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Water is pooling around electrical boxes
Sometimes damage isn’t immediately visible. A panel may look fine but produce little to no power due to internal microcracks. That’s why documentation is key.
Take Photos for Documentation
Before you call anyone, take photos of everything. Capture wide shots of the entire array and close-ups of each damaged area. These images will be critical if you file an insurance claim. Make sure your photos have time and date stamps or use a phone app that adds metadata automatically.
What to Do If You Discover Damage
Contact Your Solar Installer or Maintenance Provider
Call the installer who originally set up your system or a licensed solar technician. They can assess the situation professionally and let you know what repairs are needed. Avoid fixing the system yourself, especially if electrical components are involved. What seems like a minor problem might have underlying issues that could worsen if mishandled.
File an Insurance Claim
If your solar panels are included in your homeowner’s insurance policy—as many are—you can likely file a claim for storm damage. Provide:
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Photos of the damage
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A copy of your installation invoice
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A system diagram (if available)
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Maintenance or inspection records
Be prepared for an adjuster visit. The clearer and more complete your documentation, the smoother the claims process will be.
Preventive Measures for Future Storms
Hurricane and Hail Preparedness Tips
After the storm passes, it’s time to think ahead. You can’t control the weather, but you can control your system’s ability to survive it.
Protective covers for solar panels are a worthwhile investment. Soft covers offer quick protection against medium hail, while hard covers provide maximum impact resistance, though they must be removed for energy generation.
In coastal areas, make sure your solar system’s tracking components (the ones that help your panels follow the sun) are locked or stored before a storm. These moving parts are particularly vulnerable to high winds.
Structural Enhancements
Your installer can help optimize your panel design to minimize storm impact. Panels mounted at steeper angles may be less likely to take a direct hit from hail, while reinforced racking systems provide better resistance to wind. Check all fasteners and brackets regularly, and if you have flexible panels secured with adhesive, examine them every few months for peeling or weakness.
Site Preparation for Tropical Storms
Simple maintenance can make a big difference. Clear gutters, ditches, and downspouts around your home to prevent flooding near your solar equipment. Seal cracks around panels or boxes where water might enter. And before a big storm, walk your yard to remove tools, lawn chairs, and anything else that could become a projectile.
When to Call in a Professional
Warning Signs That Require Expert Help
It’s tempting to assume everything is fine if your panels seem intact. But subtle damage can reduce performance or become a fire hazard over time. Call a professional if you notice:
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Unexpected dips in energy output
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Burn marks or corrosion near connections
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Wobbling or movement of the panel frames
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Unusual sounds or smells from the inverter
You’ll also want to get your system checked if the storm was particularly intense, even if damage isn’t immediately visible.
Benefits of Regular Maintenance and Monitoring
Regular inspections, especially after storm season, can prevent long-term issues. A trained technician can detect microcracks, water intrusion, or insulation failure that would otherwise go unnoticed.
Some homeowners also invest in solar monitoring systems that alert them in real time to performance drops. This data can be invaluable when identifying damage early.
FAQs About Storm-Damaged Solar Panels
Do I need to turn off my solar panels before a storm?
Yes. Shutting off your system prevents electrical surges and protects both your home and the system components. Always turn off the disconnect switch and breakers before a major storm.
Will homeowners’ insurance cover solar panel storm damage?
Most policies do, especially if the system is integrated into the structure of your home. Always check with your provider to confirm coverage and document your system thoroughly for claims.
Can damaged solar panels still produce electricity?
Sometimes, yes—but that doesn’t mean they’re safe. Damaged panels may operate inefficiently or pose an electrical risk. Always have a professional inspect them before turning the system back on.
Are flexible solar panels more vulnerable than rigid ones?
Generally, yes. While they offer versatility and are lighter, flexible panels rely on adhesive mounts and are more susceptible to wind damage. Regularly inspect the adhesives and consider extra support in storm-prone areas.
Conclusion: Be Proactive to Protect Your Solar Investment
Experiencing storm damage to your solar panels can be stressful, but knowing the right steps to take can make all the difference. Start with safety—power down your system and avoid any risky repairs. Inspect, document, and contact professionals for a thorough assessment. Filing your insurance claim promptly and correctly can speed up the repair process and reduce financial headaches.
And remember: prevention is your strongest shield. Quality equipment, regular maintenance, and protective upgrades go a long way toward ensuring your solar panels can weather any storm. With the right knowledge and preparation, your clean energy investment can continue to serve you reliably, rain or shine.
For more tips and information, check out our solar energy latest articles on our website and start planning your next home upgrade with confidence.